St. George Utah Real Estate Blog

Sept. 10, 2023

Predicting the Future of Mortgage Rates

If you're in the market to purchase a home in St. George, Utah this year, you're likely keeping an eye on the current state of mortgage rates. Mortgage rates play a pivotal role in determining what you can afford when securing a home loan, and given the challenges of affordability in today's real estate market, you might want to take a step back and analyze the broader historical context of mortgage rates. It's essential to comprehend their association with inflation to gain insights into the potential trajectory of mortgage rates in the near future.

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Posted in Real Estate
Jan. 29, 2020

The New Spring Real Estate Market is Here. Are You Ready?

Which month do you think most people who are considering buying a home actually start their search? If you’re like most of us, you probably think the surge happens in the spring, likely in April. Not anymore. According to new research, January 2019 was only 1% behind February for the most monthly views per listing on

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Posted in Real Estate
Aug. 28, 2017

Are Home Values in the St. George Market Headed Down?

If Southern Utah follows the state of Texas, the answer is yes. Texas has some of the hottest markets in the country, and they are seeing home prices dip after months of appreciation. It is a near certainty that the rest of the US including Southern UT are only a few months behind as prices outpace incomes. The market WILL stabilize here...

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March 20, 2017

3 Characteristics of a Savvy Investor

Investing in St. George, UT


They have very clear goals for their investments

Time Frame: A savvy investor has run the numbers and they have a time frame for how long they are going to hold a property based on the next two goals. 

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Posted in Real Estate
March 13, 2017

3 Strategies to Beat the Competition

Winning the Best Properties


For Competition: When you fin the best property for YOU, it is very likely that someone else wants it also. The BEST properties get a LOT of exposure and sell in a reasonably quick time frame here in southern Utah. If you wait, you will lose out. 

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Posted in Real Estate
March 6, 2017

7 Mistakes to Avoid When Buying in Today's Market

Buying Mistakes

Negotiating a property to the best possible price is one way to build instant equity into your property. Remember that buying the property right is the key to your Real Estate investments. So how do you get a seller to take less than they should?

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Posted in Real Estate
Feb. 28, 2017

Buyer Closing Cost Estimates

What is Value?

After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were stunned by how much higher the fees were than expected.

“Homebuyers reported being most surprised by mortgage insurance, followed by bank fees and points, taxes, title insurance and appraisal fees.”

There are typically 3 types of expenses for a buyer when they are purchasing real estate. The amounts can vary depending on the price and type of property you are purchasing. 

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Posted in Real Estate
June 23, 2016

The Southern Utah Market Is HOT!

If you are looking to buy a home in St. George, I wouldn't put it off to long. The market is getting hot, and we are starting to see quite a few multiple offer situations. I sold a particular home in downtown St. George for $169,000 two years ago and it just recently went back up for sale and had multiple offers on it for $209,000. Did I mention it was only on the market for 2 days?

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Posted in Real Estate
Dec. 18, 2015

Don't Get Scrooged in Southern Utah!

Don't get Scrooged! is tied directly to the Washington County MLS and Zillow and Trulia are not! Don't miss out on your favorite house, be sure to use for all of your property searches.  

Merry Christmas to you and yours from all of us at Lance Clifford & Associates. We look forward to working with you in 2016. 


Lance, Lorraine, and Cheryl

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Posted in Real Estate
March 3, 2015

First Time Home Buyers: FHA Announces Significantly Lower Annual Premiums

After a number of years of lusterless contribution in the housing market, first-time homebuyers are enjoying a boost from the Federal Housing Administration (FHA) this present year.

During the past year, homes sold to first-time buyers stayed at 29 percent for the 2nd straight year, which, as outlined by a study from the National Association of Realtors (NAR), is that demographic's weakest market share since the year 1987. On top of that, existing-home sales as a whole slipped 3.1 percent from its 2013 value.

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Posted in News